This is the amount of money that you are owed at a single point in time. It will increase as you have earnings and decrease when payments are made. If we are able to issue you a payment every month, your earnings will be paid and your balance will stay a 0. If we are unable to issue a payment for a given period (see section below), your earnings will be deferred and accumulate on your ‘Current balance’ until we are able to make a payment.